futurity logo                                                                                                                                                          1 for the Planet

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PO Box R1726 Royal Exchange NSW 1225

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futurity is now 25 years old  (est. 12/1/99) & has been providing quality financial advice ever since. 

  • 1% for the Planet survey

     
     
     
  • Cameron - testimonial

    To whom it may concern,
    I have known Richard for approximately 2 years and in that time he has been instrumental in assisting my small business with finance for two essential work vehicles. Richard has been highly knowledgeable, proactive and efficient and when dealing with my business finance requirements. I am indebted to Richard for his help and cannot recommend Richard’s services highly enough.
    Kind regards,
    Cameron
    Sutton Forest Meat and Wine

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  • futurity - mortgage broker

    futurity mortgage broker 
    Welcome! 

    n
    futurity, an unusual word which has a genuine definition. It is our motto: ‘the quality of being in the future’. It seems a little obscure but replace ‘being’ with ‘life’ and it makes more sense:
    ‘the quality of life in the future’
    What will your quality of life in the future be? Like the pictures suggest, will it entail; writing a book, buying a new car, flying a kite, travel, becoming an artist or taking up tango. One thing is certain, without the correct financial structure none of these may be possible.
     
    At futurity we know that structure is paramount! It is the very basic financial foundation on which you can build the 'quality of being in the future' that you desire. We are all different, with different goals. We appreciate that, in dissent to the general advertised persona, we don't all want to be millionaires. In fact some of us only want simple things in our future. Regardless of our desires, the financial structure necessary to achieve these things is essentially the same.
     
    At futurity we will work with you to assist and guide you to implement and achieve your future goals. We have extensive experience in all facets of employment structure and property ownership. With this knowledge we can guide and implement actions to suit your personal objectives. We look forward to assisting you to achieve your very own 'quality of being in the future'.

     

     
     
    The benefits of using a Mortgage Broker:
     

     

     

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  • Jay - testimonial

    To whom it may Concern,
    "We were introduced to by my brother-in-law to Richard in March 2018 and discussed all our needs in relation to Mortgages, Insurances and in general our financial needs. Richard has been excellent in providing detailed information, alternatives to cater for all our needs and has been very proactive working through these to bring to fruition. Even when we slacked off Richard has been diligent in following up to ensure we gain maximum benefits of solutions and opportunities. In some instances he has almost been able to pull a rabbit out of the hat and accomplished seemingly impossible tasks, given the time constraints. His service to us has been timely, concise and focussed on outcomes beneficial to us. He is always easy to reach, talk to and offers excellent customer service and we could not have asked for more. He is honest, upfront and gets directly to the point. I would highly recommend him to anyone who wants the best outcome for themselves"
    Regards,
    Jay Dixit

  • Ken - testimonial

    To Whom it May Concern,
    I have been dealing with Richard Wellsmore for approximately five years, following a recommendation from a friend. During this period I have purchased four properties, most of which were not entirely straight forward and required some thinking out of the square. Richard was prepared to embrace these transactions and plough through, at times, an arduous loan acceptance procedure. I require a Broker who is not only prepared to take the challenge but give informed general advice when requested, also one who can give an unbiased comment on the likelihood of success and feasibility of an application. Richard’s level headed approach and work ethic leads me to heartily recommend and endorse his nomination.
    Ken Comerford
    Director B.Bus LREA

  • Reverse Mortgage

    Reverse Mortgage
     
    What is a reverse mortgage in Australia? What does it do?

     

     

     
    Watch this short 'explainer video' to learn what a reverse mortgage is, and how reverse mortgages work in Australia.

    Sponsored by Australia's leading specialist Reverse Mortgage Lender, Heartland Seniors Finance. Find more information at www.seniorsfinance.com.au

    IMPORTANT NOTICE: Any examples or opinions provided are illustrative only. Information provided is accurate as at September 2017 and may change from time to time. Individuals should consider their own objectives, financial situation and needs and seek appropriate advice. Applications are subject to our normal loan approval criteria. Terms and conditions apply. Credit provided by ASF Custodians Pty Ltd (ACN 106 822 780 / Australian Credit Licence No. 386781).

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  • Sid - testimonial

    To whom it may Concern,
    I have known Richard Wellsmore for more than 10 years and he has been our mortgage and insurance broker for only part of that time. I met Richard while camping at Sheep yard flats in Victoria and we got talking and exchanged numbers etc. I never thought that we would cross paths again till I remembered he said he did something with mortgages when I was shopping for a home loan. I gave Richard a call, and we started talking about what was possible. Richard helped us buy our first property in Canberra - a fine experience. We both discovered we liked snow sports while I was just a beginning skier. Richard even gave me my first real skiing lesson whilst being on a snowboard himself and by the end of the half day I was actually skiing. He is full of helpful, practical and sane advice. Perhaps the advice is not something you would like to hear or are ready to hear but none the less, Richard speaks frankly and fearlessly without sugar coating his words. We have come to appreciate the frank honesty and truth of his words again and again. We have recommended friends and family to him, and in turn they have experienced the fine level of service and effort Richard puts in to his clients. We were stunned to hear about Richard losing one of his young sons last year when we were in Austria. Despite this, he had the presence of mind and decency to ring up my wife's sister to let her know that he would not be able to make the appointment with them due to what had happened. I have seldom come across the level of professionalism, dedication and sheer single mindedness of purpose. He is an asset to financial industry and a valued advisor to us and our extended family. I often consult with Richard for advice on a range of matters relating from skiing to property to insurance and have received valuable advice that has saved us a lot of money in the long run. I would highly recommend him to anyone for financial advice or general life coaching. I regard him as my good friend and a person of impeccable character.
    Regards,
    Sid